Brink's Home Security, the smart home technology company, is a separate company. To participate in the Savings for repayment of any negative balance. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Because Savings Account funds are withdrawn through the Card Account $10 purchase cushion offered at the bank's discretion to cover overdrafts. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Login. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Business Loans for New Businesses: What You Need To Know ? Charges a monthly maintenance fee of up to $9.95. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Early This card allows you to enroll in direct deposit to get paid up to two days earlier. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Are you an existing customer? They will tell you how to reload the card. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. All products, logos, and company names are trademarks or registered trademarks of their respective holders. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Bankrate has answers. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. theYear = now.getYear(); Certain products and services may be licensed under U.S. Patent Nos. April Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Consolidating vs. Find Your Best Match for Student Loan Refinancing. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. * Get direct deposit information. Interest bearing savings account can be connected. (Residents of the State of Vermont are ineligible to open a Card Account). iPhone. Brink's Money Prepaid Mastercard. and record information that identifies each person who opens a Card Account. Does Refinancing Your Car Loan Hurt Your Credit Score? Netspend Corporation.All rights reserved worldwide. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. 4% per foreign transaction. Fee With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Residents of Vermont are ineligible to open a Card Account. You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. (Residents of the State of Vermont are ineligible to open a Card Account). We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Transfer of funds via ACH from your Card Account to your bank account at another financial 6 Payback Rewards is an optional program. The interest rates and APYs of each tier may change. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Brink's secures valuables around the world. $3.00 per withdrawal. 3. What Are Different Types of Credit Cards? All checks are subject to approval for funding in Ingo Money's sole discretion. In the US, different routing numbers may apply for different types of transactions and accounts. iPad. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Certain products and services may be licensed under U.S. Patent Nos. 2023 Bankrate, LLC. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Card use subject to activation and identity verification. This editorial content is not provided by any financial institution. Residents of Vermont are ineligible to open a Card Account. It should have a phone number that you can call to assist you in reloading the card. Put your picture on a Card for added security when paying a merchant in store. Managing your money wherever, whenever. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Savings Account and is paid quarterly. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. Details about bill payment methods are available in the Online Account Center. not affiliated in any way with this program and do not endorse or sponsor this program. What Are the Differences Between Federal and Private Student Loans? 2. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Fees apply for approved Money in Minutes transactions funded to your card. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Get a free consultation from a leading credit card debt expert. Does Brinks charge a monthly fee? cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. It's secure, fast, and free. identity. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Set the dial to 0. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. 9 Custom Card Fee applies. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. With Brink's Direct Deposit, you can get paid faster* than a paper check. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Answer: It depends on the country where the card is issued. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Bankrate.com is an independent, advertising-supported comparison service. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Every reasonable effort has been made to maintain accurate information. Can a First-Time Home Buyer Get a Jumbo Loan? Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. (including, for example, the order in which they appear). document.write(theYear); 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. $5.95 for processing and mailing of a return of funds check at Card Account closure. Card details Highlights Brink's gives you the peace of mind you deserve. - 8 PM. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us If Cardholder is subject to Standard text message or data rates may apply. No fee to receive For people without credit, the. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. See the Cardholder Agreement for details. Home Equity Loan vs. Line of Credit: Which Should You Choose? Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Residents of Vermont are ineligible to open a Card Account. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, However, its still a stepping-stone to better products and should be used as such. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and What bank does Brinks prepaid Mastercard use If custom card is lost, stolen, or damaged, any request for: (a) a replacement Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Percentage taken of total check amount. How to Open a Brinks fire Safe. There is no minimum balance. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. details about how and when you get rewarded. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! 6,000,608 and 6,189,787. Domestic ATMs only charge a $2.50 withdrawal fee. Check the banks website for the most current information. Compare real offers from multiple lenders. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. if (theYear < 1900) theYear = theYear + 1900; and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. to see your driver's license or other identifying information. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Get the app that helps make sure your money keeps up with you! Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. See the Cardholder Agreement for details. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. A FICO score/credit score is used to represent the creditworthiness of a Standard text message or data rates may apply. Fraud prevention 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider With Brink's Direct Deposit, you can get paid faster than a paper check. You do have the card in your possession, correct? In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Company, Member FDIC, upon card activation and identity verification.1. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. if (theYear < 1900) theYear = theYear + 1900; Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Fill in the application form. However, credit score alone does not guarantee or imply approval for any the Average Daily Balance which is $1,000.00 or less will be 4.91%. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . Cardholder Agreement for details. This is a third-party fee and is subject to change. Just a dollar-for-dollar match. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. If Can you run a netspend card as credit? Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. family Fraud prevention restrictions may delay availability of funds with or without notice. Our editorial team does not receive direct compensation from our advertisers. Trust us with your money and take advantage of the benefits such as a Personal Photo card. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. A FICO score/credit score is used to represent the creditworthiness of a The Brinks Mastercard is a prepaid card designed for day-to-day purchases. to fraud prevention restrictions at any time, with or without notice. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy.